Bank of America Travel Rewards Card Extended Warranty

Compare the best credit cards with extended warranty for 2022

Menu		Welcome Offer	Credit Needed	Almanac Fee
American Express	American Express® Gilded Card	60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.	660 - 850	$250 See Rates & Fees.	Apply Now See Rates & Fees. Terms Apply. On American Limited' Secure Website
Bank of America	Bank of America® Premium Rewards® credit card	fifty,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the offset 90 days of account opening.	660 - 850	$95	Not available on ValuePenguin
Capital One	Capital I Venture Rewards Credit Carte	Enjoy a i-fourth dimension bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel	660 - 850	$95	Apply Now On Capital One'south Secure Website

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American Express® Gilded Card

Depository financial institution of America® Premium Rewards® credit card

Welcome Offer

threescore,000 Membership Rewards® Points later y'all spend $4,000 on eligible purchases with your new Card within the offset six months.

l,000 online bonus points - a $500 value - after you make at to the lowest degree $3,000 in purchases in the showtime xc days of account opening.

Credit Score Needed

660 - 850

660 - 850

Annual Fee

$95

Not available on ValuePenguin

Best American Express card with extended warranty

American Express

American Limited® Gilded Menu

Welcome Offering

60,000 Membership Rewards® Points after you lot spend $four,000 on eligible purchases with your new Menu within the first 6 months.

Earns transferable points

Our thoughts

The American Express® Gilded Card is one of the most rewarding cards for foodies and travelers alike: Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.Southward., and earn 4X Membership Rewards® points at U.Southward. supermarkets (on up to $25,000 per calendar twelvemonth in purchases, then 1X), and 3X Membership Rewards® points on flights booked straight with airlines or on amextravel.com. Terms apply. Although it comes with a $250 almanac fee, you lot can have advantage of monthly credits that come with this card, available with Uber Cash and select dining partners (enrollment required).

For rates and fees of American Limited® Gold Bill of fare, please click hither.

How extended warranty works

What makes the American Express® Gold Card a standout carte is its extended warranty policy. When charging the eligible purchase to your menu, yous'll relish an boosted year of coverage on original manufacturer's warranties of v years or less. This protection applies to $x,000 per covered purchase and up to $50,000 per calendar yr.

To file your claim, call 800-288-6855 or click here. You should file the claim within 30 days of the loss or equally before long as reasonably possible. Exist prepared to provide proof of loss and other documentation, such every bit the original manufacturer's warranty and purchase receipt.

Best Bank of America menu with extended warranty

Bank of America

Bank of America® Premium Rewards® credit card

Sign Up Bonus

l,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of business relationship opening.

Apr

16.24% - 23.24% Variable Apr on purchases

Our thoughts

The Bank of America® Premium Rewards® credit card offers a uncomplicated way to earn rewards: Earn unlimited two points for every $1 spent on travel and dining purchases and unlimited 1.five points per $1 spent on all other purchases. You can redeem your points for cash back into your Banking company of America checking or savings business relationship, credits to eligible Merrill accounts, statement credits, gift cards or travel purchases through the Bank of America Travel Centre.

The $95 annual fee is hands comped through an annual $100 airline incidental statement credit and a Global Entry or TSA Precheck application credit every iv years.

How extended warranty works

When purchasing an particular on your carte, y'all'll receive an additional twelvemonth of coverages on warranties of 3 years or less. This coverage is eligible for up to $10,000 per claim and $fifty,000 per cardholder.

Bank of America also allows you to annals your receipt and warranty information on eligible purchases online. To file your claim, call 800-592-4089 to reach carte du jour benefits services within 60 days and submit the form inside 90 days.

Best Uppercase One carte du jour with extended warranty

Extended warranty

Uppercase One Venture Rewards Credit Bill of fare

Sign Up Bonus

Savour a erstwhile bonus of lx,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel

Apr

sixteen.24% - 24.24% (Variable)

Our thoughts

The Capital One Venture Rewards Credit Card is a pop card for beginner travelers every bit you'll two Miles per dollar on every buy, every day; five Miles on hotels and rental cars booked through Capital One Travel. There's no need to proceed upward with rewards categories — you'll earn rewards on an unlimited number of purchases. And although there's a $95 annual fee, you lot'll receive upwardly to $100 credit for Global Entry or TSA Precheck.

How extended warranty works

When you purchase items with your Uppercase Ane Venture Rewards Credit Card, yous'll enjoy an additional year of coverage on eligible warranties of three years or less. The maximum do good corporeality is $10,000 per particular or $fifty,000 per account.

You will need to file a claim within ninety days of the product failure. Call 800-551-8472 to contact the Benefits Ambassador, and be prepared to provide the particular'southward receipt and warranty data.

Best Chase menu with extended warranty

Chase

Chase Sapphire Reserve®

Sign Upwards Bonus

Earn l,000 bonus points after you lot spend $4,000 on purchases in the first 3 months from account opening.

APR

17.24% - 24.24% Variable

Earns transferable points

Our thoughts

Luxury travelers will love the Chase Sapphire Reserve® Card thank you to its extensive listing of perks. Each year, you'll receive up to $300 in travel argument credits and many limited-fourth dimension argument credits on DoorDash, Peloton and Lyft. If you accept advantage of these offers, they could hands brand up for the $550 almanac fee.

With this card, y'all'll earn 5x points on flights and 10x points on hotels and automobile rentals through Chase Ultimate Rewards®

How extended warranty works

This extended warranty benefit extends a manufacturer's warranty by an additional year on eligible warranties of 3 years or less. The coverage amount is $ten,000 per claim or $50,000 per cardholder account. Like other extended warranties, you must purchase the item on your card.

You must notify the Benefits Administrator within ninety days to offset a claim. Yous'll have 120 days to fill out a merits form and provide any supporting documentation. To file a merits, telephone call 800-742-7702 or click here.

How does credit card extended warranty work?

Extended warranty policies differ based on numerous factors, such equally each one's length, claim limits, and the fourth dimension available to file a claim, amidst others. Yet, a $x,000 limit per claim is a common one amidst major credit card networks. It's essential to read the fine print of your credit menu benefits to see exactly what's covered under your extended warranty policy.

The item must be purchased using the credit card. Furthermore, major credit card networks tin can deny an extended warranty claim if the customer has canceled their account before filing a claim. Credit card networks as well reserve the correct to repair or supersede the claimed item, or refund the customer, nether extended warranty guidelines.

What'due south covered under a credit bill of fare's extended warranty?

A credit card'due south extended warranty covers items that already come with a manufacturer'southward warranty and extends the coverage flow. For instance, if your phone screen won't plow on because the battery is malfunctioning, you could file a merits nether your credit bill of fare network's extended warranty later the manufacturer's warranty has expired.

It's important to note that extended warranties won't cover any concrete impairment — for case, you cannot utilise your extended warranty to encompass a cracked screen on your phone. You'll want to rely on purchase protection for this type of coverage, which provides reimbursement for lost, stolen or damaged items.

There are many exclusions to be wary of — here are some examples of items that are typically excluded from extended warranty coverage:

• Motorized vehicles
• Used items
• Animals or living plants
• Rented or leased items
• Calculator software or downloaded programs
• Items for professional or commercial use

For an exact list of items, information technology'due south best to check with your credit carte's benefits guide.

How to file an extended warranty claim

The all-time practise is to file a claim equally presently as you know that the item is defective. Typically, you'll demand the following documentation:

• Original receipt from the store of purchase
• Credit card statement showing the record of purchase
• Original manufacturer's warranty

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Below, we've listed major credit card issuers' phone numbers to start your claim. Some issuers also allow y'all to file a claim online.

	Phone number
American Express	800-288-6855
Bank of America	800-592-4089
Uppercase One	800-551-8472
Chase	800-742-7702
Citi	866-918-4670
Wells Fargo	866-918-4442

Typically, shop-offered extended warranties get effective immediately, which means a product is covered past both a manufacturer's warranty and a store offered extended warranty simultaneously. This results in consumers paying for extended warranties when a manufacturer's warranty may be sufficient. Consumers should ensure that a store's extended warranty provides more coverage than their credit menu. Otherwise, they're amend off relying on an extended warranty from their credit bill of fare.

We answer several common questions almost extended warranty, a useful benefit that comes with many credit cards.

FAQs virtually credit carte du jour extended warranty

How does extended warranty work on a credit bill of fare?

Yous will need to buy the eligible item with your credit card. Later on the manufacturer's warranty expires, the credit carte extended warranty kicks in. If the item becomes defective during this coverage catamenia, you can submit a claim and receive reimbursement for up to $10,000 per item.

Which credit card issuers do non provide extended warranty coverage?

Barclays and Detect do non offer extended warranty coverage on whatsoever of their credit cards.

ValuePenguin's verdict

Many brand-name products come with a manufacturer'southward warranty, guaranteeing their quality for a defined menstruation of time. Only by purchasing items with the right credit card, you could be covered at least for another twelvemonth in the event of any product defects. While there are limitations to be wary of, your credit card'due south extended warranty policy could potentially salve you lot thousands of dollars if you lot tin can file a claim in a timely manner.

Methodology

To make choosing the right bill of fare easier, nosotros've looked at credit cards reviewed on ValuePenguin, also equally cards on major issuer sites, to compile a listing of the best rewards credit cards bachelor correct now. Our recommendations are based on the best warranty policies offered past each card issuer. We also analyzed the ongoing value of the menu — including the rewards value, cost of ownership and value of benefits, such as statement credits and redemption options. Our choices are not influenced by our advertisers.

For rates and fees of American Limited® Gold Carte, please click here.

The information related to Banking company of America® Premium Rewards® credit card has been independently collected by ValuePenguin and has non been reviewed or provided by the issuer of this bill of fare prior to publication. Terms apply to American Express credit carte offers. See americanexpress.com for more information.

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